**Waterfront Gem with Transferable FEMA Flood Insurance in Cape Cay**
This beautifully renovated coastal retreat, nestled in the heart of the Florida West Coast Gulf Community of Cape Cay, offers a rare opportunity for worry-free waterfront living. With a **FEMA Flood Insurance Policy effective through October 30, 2026, transferable to the new owner as prepaid**, this home is both a haven and a smart investment. Whether you’re looking for a serene personal getaway or a property that can generate a solid income similar to Airbnb, this versatile home offers endless possibilities.
Step inside to discover a thoughtfully redesigned interior, where charming coastal decor meets modern luxury. The main bathroom showcases exquisite craftsmanship with floor-to-ceiling oversized slate gray tiles, while new cabinetry and unique whitewashed wooden accent walls and doors add character and warmth throughout the home. Enjoy the convenience of top-of-the-line appliances and new windows that flood the convertible den/second bedroom with natural light.
This home features two newly redone bathrooms, each equipped with full showers. The master bedroom offers versatility,easily transforming into a mother-in-law suite with its kitchenette, separate entrance, and private patio—perfect for extended family, guests, or short-term rentals.
A newer roof, installed in 2023, ensures peace of mind for years to come. The outbuilding on the property houses a washer/dryer, built-in cabinets, and whitewashed walls. It also offers the potential to add a commode, transforming this space into an additional living area. New windows in the rear of the outbuilding frame breathtaking waterfront views, making it a tranquil retreat.
The well-manicured grounds feature a fire pit and a fish cleaning table with running water for easy cleanup after a day on the water. A newly installed 16-foot floating dock, complete with power and a shower, is perfect for boating enthusiasts. A community boat ramp, located just across the street, is available for a small usage fee.
For those with an RV or trailer, the property includes a 174 sq ft concrete pad with a 30-amp electric hookup and dump access to the on-site sewer. Outdoor enthusiasts will appreciate the proximity to **Sun West Beach**, just minutes to the north, and the convenience of Hudson Beach and waterfront dining, accessible by golf cart within the community. **Tampa International Airport** is a mere 40 minutes away, and you're within an hour's drive of the pristine beaches of Clearwater to the south or the natural springs around Crystal River to the north.
This prime location also boasts excellent hospitals and medical services, ensuring all your necessities are close at hand. With direct access to the Gulf of Mexico and no bridges to navigate, you can fish, crab, or simply marvel at visiting dolphins and manatees right from your dock.
This coastal gem is a breeze to maintain, offering the best of Florida's Gulf Coast lifestyle—ready for you to enjoy today.
read more
Interior Details
Interior Features
Interior:Eat-in Kitchen, Primary Bedroom Main Floor, Solid Surface Counters
Beds & Baths
Bedrooms:2
Bathrooms:2
Full Baths:2
Property Details
Property
Exterior materials:Lighting
Measurements
Acres:0.14
Square Feet:870
Construction Details
Type & Style
Property type:Purchase
Condition
Year built:1968
Material information
Foundation:Slab
Utilities / Energy Details
Utility
Sewer information:Public Sewer
Utility source:Public
Utility features:Cable Available, Electricity Available
Community and Neighborhood Details
Community
Subdivision:CAPE CAY
Location
Elementary School:Hudson Primary Academy (K-3)
Middle School:Bayonet Point Middle-PO
High School:Hudson High-PO
County:Pasco
Financial Details
Pricing Details
Original List Price:$299, 999
Days on Market (Cumulative):148
Taxes annual:$1, 031
Other
Source
MLS #:T3552094
Location
Legal
IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed. Some IDX listings have been excluded from this website. Listing Information presented by local MLS brokerage: Patricio R. Mosquera
Last Updated: . Source: SMLS
Listing Courtesy Listing Agent: Thomas "TJ" Homan, Jr Listing Office: HOMAN REALTY GROUP INC
Patricio R. MosqueraReal Estate Group
Note: The results shown are estimates only and do not include all factors. Speak with a licensed agent or loan provider for exact details. This tool is sourced from CloseHack.